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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,909 | $124,351-84.0% | $109,188-81.8% | $167,553-88.1% |
| Participation rate | 88.2% | 79.4%+8.8pp | 75.9%+12.4pp | 82.1%+6.1pp |
| Annual return | 18.71% | 26.04%-7.3pp | 25.76%-7.0pp | 478.89%-460.2pp |
| Employer contribution / active EE | $2,767 | $4,210-34.3% | $3,723-25.7% | $4,840-42.8% |
| Participant deferral / active EE | $7,236 | $5,257+37.6% | $4,654+55.5% | $6,343+14.1% |
| Admin fee / account holder | $378 | $7,975-95.3% | $6,755-94.4% | $12,316-96.9% |