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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,144 | $133,998-82.0% | $112,263-78.5% | $134,545-82.1% |
| Participation rate | 94.4% | 78.6%+15.9pp | 75.1%+19.4pp | 81.2%+13.2pp |
| Annual return | -16.43% | 47.17%-63.6pp | 27.49%-43.9pp | 418.37%-434.8pp |
| Employer contribution / active EE | $3,177 | $4,040-21.4% | $3,636-12.6% | $4,742-33.0% |
| Participant deferral / active EE | $7,383 | $5,292+39.5% | $4,729+56.1% | $6,401+15.3% |
| Admin fee / account holder | $1,366 | $7,493-81.8% | $6,410-78.7% | $11,431-88.1% |