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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,144 | $133,983-82.0% | $112,244-78.5% | $134,493-82.0% |
| Participation rate | 94.4% | 78.6%+15.9pp | 75.1%+19.4pp | 81.2%+13.2pp |
| Annual return | -16.43% | 47.13%-63.6pp | 27.46%-43.9pp | 418.01%-434.4pp |
| Employer contribution / active EE | $3,177 | $4,039-21.3% | $3,635-12.6% | $4,740-33.0% |
| Participant deferral / active EE | $7,383 | $5,291+39.5% | $4,728+56.1% | $6,400+15.4% |
| Admin fee / account holder | $1,366 | $7,490-81.8% | $6,411-78.7% | $11,425-88.0% |