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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,240 | $107,368-92.3% | $92,915-91.1% | $152,909-94.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 51.04% | 145.64%-94.6pp | 109.45%-58.4pp | 345.46%-294.4pp |
| Employer contribution / active EE | $2,173 | $4,222-48.5% | $3,653-40.5% | $4,764-54.4% |
| Participant deferral / active EE | $5,295 | $4,848+9.2% | $4,238+24.9% | $5,851-9.5% |
| Admin fee / account holder | $540 | $7,082-92.4% | $5,796-90.7% | $11,601-95.3% |