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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,642 | $183,592-25.6% | $155,567-12.2% | $145,959-6.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.35% | 61.24%-52.9pp | 64.74%-56.4pp | 561.95%-553.6pp |
| Employer contribution / active EE | $10,942 | $5,315+105.9% | $4,674+134.1% | $4,661+134.8% |
| Participant deferral / active EE | $14,314 | $6,464+121.4% | $5,628+154.3% | $6,689+114.0% |
| Admin fee / account holder | $1,706 | $19,318-91.2% | $15,916-89.3% | $13,398-87.3% |