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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,780 | $180,462+70.6% | $154,111+99.7% | $135,379+127.3% |
| Participation rate | 75.0% | 87.4%-12.4pp | 83.0%-8.0pp | 82.6%-7.6pp |
| Annual return | -6.72% | 888.17%-894.9pp | 735.18%-741.9pp | 519.79%-526.5pp |
| Employer contribution / active EE | $10,410 | $6,036+72.5% | $5,298+96.5% | $4,779+117.8% |
| Participant deferral / active EE | $15,247 | $5,806+162.6% | $5,081+200.1% | $5,609+171.8% |
| Admin fee / account holder | $15,053 | $16,145-6.8% | $13,411+12.2% | $10,828+39.0% |