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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,818 | $29,670+192.6% | $56,054+54.9% | $80,911+7.3% |
| Participation rate | 25.3% | 41.7%-16.3pp | 52.5%-27.1pp | 67.6%-42.3pp |
| Annual return | 16.42% | 35.24%-18.8pp | 1705.95%-1689.5pp | 35.63%-19.2pp |
| Employer contribution / active EE | $1,395 | $670+108.3% | $1,039+34.3% | $2,756-49.4% |
| Participant deferral / active EE | $1,929 | $1,227+57.2% | $1,952-1.2% | $4,297-55.1% |
| Admin fee / account holder | $6,839 | $2,431+181.3% | $2,822+142.3% | $6,935-1.4% |