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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,993 | $34,316+31.1% | $74,722-39.8% | $72,975-38.3% |
| Participation rate | 24.7% | 42.4%-17.7pp | 54.5%-29.8pp | 69.5%-44.8pp |
| Annual return | 23.58% | 26.58%-3.0pp | 753.11%-729.5pp | 81.01%-57.4pp |
| Employer contribution / active EE | $577 | $692-16.5% | $1,084-46.7% | $2,440-76.3% |
| Participant deferral / active EE | $587 | $1,272-53.9% | $1,963-70.1% | $3,608-83.7% |
| Admin fee / account holder | $437 | $2,125-79.4% | $3,335-86.9% | $5,124-91.5% |