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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,549 | $27,924+156.2% | $58,544+22.2% | $75,181-4.8% |
| Participation rate | 21.9% | 38.8%-16.9pp | 50.9%-28.9pp | 67.2%-45.3pp |
| Annual return | 19.42% | 44.20%-24.8pp | 4249.56%-4230.1pp | 160.69%-141.3pp |
| Employer contribution / active EE | $1,301 | $669+94.4% | $1,053+23.5% | $2,671-51.3% |
| Participant deferral / active EE | $1,533 | $1,202+27.6% | $1,923-20.3% | $4,126-62.9% |
| Admin fee / account holder | $11,927 | $1,726+590.9% | $2,520+373.4% | $5,650+111.1% |