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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,130 | $217,427-57.2% | $185,837-49.9% | $167,518-44.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.71% | 148.39%-139.7pp | 122.08%-113.4pp | 478.71%-470.0pp |
| Employer contribution / active EE | $6,189 | $5,874+5.4% | $5,168+19.8% | $4,838+27.9% |
| Participant deferral / active EE | $3,429 | $6,357-46.1% | $5,568-38.4% | $6,342-45.9% |
| Admin fee / account holder | $52,528 | $19,816+165.1% | $16,241+223.4% | $12,312+326.6% |