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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,024 | $77,908+14.3% | $149,696-40.5% | $75,173+18.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.31% | 31.73%-21.4pp | 134.46%-124.1pp | 160.72%-150.4pp |
| Employer contribution / active EE | $2,739 | $3,138-12.7% | $4,821-43.2% | $2,671+2.5% |
| Participant deferral / active EE | $3,980 | $3,411+16.7% | $5,682-29.9% | $4,126-3.5% |
| Admin fee / account holder | $3,439 | $5,950-42.2% | $13,212-74.0% | $5,651-39.1% |