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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,029 | $81,276+8.3% | $155,574-43.4% | $80,925+8.8% |
| Participation rate | 92.6% | 66.2%+26.3pp | 78.2%+14.4pp | 67.7%+24.9pp |
| Annual return | 6.63% | 33.36%-26.7pp | 64.87%-58.2pp | 35.65%-29.0pp |
| Employer contribution / active EE | $1,441 | $3,103-53.6% | $4,676-69.2% | $2,756-47.7% |
| Participant deferral / active EE | $3,514 | $3,453+1.8% | $5,629-37.6% | $4,299-18.3% |
| Admin fee / account holder | $14,424 | $7,993+80.5% | $15,914-9.4% | $6,940+107.8% |