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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,934 | $138,078-76.1% | $125,363-73.7% | $134,509-75.5% |
| Participation rate | 58.3% | 84.5%-26.2pp | 82.4%-24.0pp | 81.2%-22.9pp |
| Annual return | -14.81% | 750.49%-765.3pp | 572.15%-587.0pp | 418.13%-432.9pp |
| Employer contribution / active EE | $2,811 | $5,245-46.4% | $4,815-41.6% | $4,741-40.7% |
| Participant deferral / active EE | $7,373 | $7,800-5.5% | $7,447-1.0% | $6,400+15.2% |
| Admin fee / account holder | $778 | $11,566-93.3% | $10,005-92.2% | $11,427-93.2% |