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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,154 | $157,276-84.0% | $141,177-82.2% | $152,885-83.5% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 88.83% | 64.33%+24.5pp | 71.40%+17.4pp | 345.39%-256.6pp |
| Employer contribution / active EE | $1,751 | $5,262-66.7% | $4,736-63.0% | $4,763-63.2% |
| Participant deferral / active EE | $4,352 | $7,110-38.8% | $6,710-35.1% | $5,851-25.6% |
| Admin fee / account holder | $3,074 | $12,123-74.6% | $10,263-70.0% | $11,598-73.5% |