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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,588 | $165,381-78.5% | $149,730-76.2% | $158,966-77.6% |
| Participation rate | 52.9% | 84.6%-31.6pp | 82.5%-29.5pp | 82.0%-29.0pp |
| Annual return | 27.29% | 348.29%-321.0pp | 276.70%-249.4pp | 302.95%-275.7pp |
| Employer contribution / active EE | $2,117 | $5,104-58.5% | $4,645-54.4% | $4,762-55.5% |
| Participant deferral / active EE | $7,230 | $7,182+0.7% | $6,843+5.7% | $5,983+20.8% |
| Admin fee / account holder | $1,403 | $10,809-87.0% | $9,310-84.9% | $11,250-87.5% |