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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,369 | $96,388-44.6% | $80,627-33.8% | $139,466-61.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 21.97% | 1352.08%-1330.1pp | 936.76%-914.8pp | 373.66%-351.7pp |
| Employer contribution / active EE | $3,358 | $3,260+3.0% | $2,723+23.3% | $4,754-29.4% |
| Participant deferral / active EE | $4,471 | $5,224-14.4% | $4,443+0.6% | $6,712-33.4% |
| Admin fee / account holder | $2,521 | $6,603-61.8% | $5,381-53.1% | $11,409-77.9% |