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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,262 | $114,073-56.8% | $96,161-48.8% | $167,518-70.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.72% | 189.95%-175.2pp | 192.01%-177.3pp | 478.71%-464.0pp |
| Employer contribution / active EE | $5,395 | $3,428+57.4% | $2,798+92.8% | $4,838+11.5% |
| Participant deferral / active EE | $5,969 | $5,195+14.9% | $4,349+37.2% | $6,342-5.9% |
| Admin fee / account holder | $789 | $6,899-88.6% | $5,538-85.7% | $12,312-93.6% |