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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,944 | $104,953-79.1% | $84,637-74.1% | $152,909-85.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 21.83% | 373.94%-352.1pp | 258.82%-237.0pp | 345.46%-323.6pp |
| Employer contribution / active EE | $6,025 | $3,304+82.4% | $2,653+127.1% | $4,764+26.5% |
| Participant deferral / active EE | $4,480 | $4,691-4.5% | $3,900+14.9% | $5,851-23.4% |
| Admin fee / account holder | $771 | $6,244-87.7% | $4,914-84.3% | $11,601-93.4% |