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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,661 | $109,411-63.8% | $89,435-55.7% | $158,982-75.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 25.30% | 345.68%-320.4pp | 245.55%-220.3pp | 302.99%-277.7pp |
| Employer contribution / active EE | $6,547 | $3,173+106.4% | $2,587+153.1% | $4,763+37.5% |
| Participant deferral / active EE | $4,232 | $4,600-8.0% | $3,890+8.8% | $5,983-29.3% |
| Admin fee / account holder | $399 | $6,159-93.5% | $4,884-91.8% | $11,252-96.5% |