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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,049 | $167,522-49.8% | $151,639-44.6% | $134,532-37.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.96% | 7.81%-29.8pp | 3.34%-25.3pp | 418.27%-440.2pp |
| Employer contribution / active EE | $15,563 | $6,828+127.9% | $6,165+152.4% | $4,741+228.3% |
| Participant deferral / active EE | $10,962 | $8,986+22.0% | $8,363+31.1% | $6,401+71.3% |
| Admin fee / account holder | $1,303 | $13,780-90.5% | $11,613-88.8% | $11,429-88.6% |