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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,220 | $185,883-36.9% | $170,043-31.1% | $139,466-16.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 33.73% | 60.54%-26.8pp | 53.40%-19.7pp | 373.66%-339.9pp |
| Employer contribution / active EE | $17,193 | $7,596+126.3% | $6,790+153.2% | $4,754+261.7% |
| Participant deferral / active EE | $13,275 | $11,626+14.2% | $10,410+27.5% | $6,712+97.8% |
| Admin fee / account holder | $1,716 | $15,393-88.9% | $12,824-86.6% | $11,409-85.0% |