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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,884 | $201,264+9.7% | $184,185+19.9% | $145,978+51.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 71.14% | 29.00%+42.1pp | 28.81%+42.3pp | 550.52%-479.4pp |
| Employer contribution / active EE | $14,036 | $7,021+99.9% | $6,426+118.4% | $4,662+201.1% |
| Participant deferral / active EE | $13,421 | $9,806+36.9% | $9,132+47.0% | $6,690+100.6% |
| Admin fee / account holder | $812 | $16,376-95.0% | $13,909-94.2% | $13,400-93.9% |