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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,257 | $155,555-24.6% | $146,866-20.2% | $155,188-24.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 10.76% | 115.41%-104.7pp | 102.85%-92.1pp | 148.84%-138.1pp |
| Employer contribution / active EE | $20,089 | $4,647+332.3% | $4,425+354.0% | $4,248+372.9% |
| Participant deferral / active EE | $24,458 | $8,044+204.0% | $7,759+215.2% | $6,531+274.5% |
| Admin fee / account holder | $29,248 | $14,755+98.2% | $13,620+114.7% | $14,480+102.0% |