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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,864 | $160,028-79.5% | $147,080-77.7% | $145,884-77.5% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 34.34% | 98.60%-64.3pp | 420.17%-385.8pp | 551.85%-517.5pp |
| Employer contribution / active EE | $6,297 | $5,286+19.1% | $4,933+27.6% | $4,662+35.1% |
| Participant deferral / active EE | $10,890 | $8,422+29.3% | $8,066+35.0% | $6,690+62.8% |
| Admin fee / account holder | $14,345 | $15,030-4.6% | $12,989+10.4% | $13,392+7.1% |