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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,631 | $157,304-88.2% | $141,197-86.8% | $152,909-87.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 0.00% | 64.34%-64.3pp | 71.41%-71.4pp | 345.46%-345.5pp |
| Employer contribution / active EE | $7,429 | $5,263+41.2% | $4,736+56.9% | $4,764+56.0% |
| Participant deferral / active EE | $8,193 | $7,111+15.2% | $6,710+22.1% | $5,851+40.0% |
| Admin fee / account holder | $128 | $12,126-98.9% | $10,265-98.8% | $11,601-98.9% |