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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,072 | $148,629-79.8% | $135,982-77.9% | $139,487-78.4% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 12.48% | 79.33%-66.9pp | 68.32%-55.8pp | 373.84%-361.4pp |
| Employer contribution / active EE | $2,092 | $5,247-60.1% | $4,859-56.9% | $4,755-56.0% |
| Participant deferral / active EE | $3,005 | $8,102-62.9% | $7,760-61.3% | $6,713-55.2% |
| Admin fee / account holder | $120 | $12,406-99.0% | $10,767-98.9% | $11,407-98.9% |