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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $35,790 |
Service code 27 24 E COTA ST STE 200 · SATNA BARBARA, CA 93101 | Advisory (Plan) | $31,538 |
Filed as: RAYMOND JAMES Service code 15 · EIN 56-1281193 | Recordkeeping | $19,183 |
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS - KRAVITZ Service code 13 · EIN 95-3207191 | Contract Administrator | $8,003 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,514 | $61,166+28.4% | $185,837-57.8% | $79,393-1.1% |
| Participation rate | 94.1% | 66.6%+27.5pp | 81.7%+12.4pp | 70.7%+23.4pp |
| Annual return | 12.81% | 19.45%-6.6pp | 122.08%-109.3pp | 116.87%-104.1pp |
| Employer contribution / active EE | $5,831 | $2,321+151.2% | $5,168+12.8% | $2,428+140.2% |
| Participant deferral / active EE | $5,014 | $2,789+79.8% | $5,568-9.9% | $4,046+23.9% |
| Admin fee / account holder | $337 | $710-52.5% | $16,241-97.9% | $627-46.2% |