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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $64,101 |
SAGEVIEW ADVISORY GROUP, LLC2 years Service code 27 1920 MAIN STREET STE 800 · IRVINE, CA 92614 | Advisory (Plan) | $49,311 |
ASCENSUS LLC3 years Filed as: FUTUREPLAN BY ASCENSUS - KRAVITZ Service code 13 | Contract Administrator | $10,000 |
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 27 200 DRYDEN RD · DRESHER, PA 19025 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,003 | $61,356+35.3% | $149,696-44.6% | $71,511+16.1% |
| Participation rate | 86.7% | 62.5%+24.2pp | 78.8%+8.0pp | 67.9%+18.8pp |
| Annual return | 17.01% | 35.86%-18.8pp | 134.46%-117.4pp | 28.86%-11.8pp |
| Employer contribution / active EE | $6,201 | $2,382+160.4% | $4,821+28.6% | $2,589+139.5% |
| Participant deferral / active EE | $5,793 | $2,920+98.4% | $5,682+2.0% | $4,291+35.0% |
| Admin fee / account holder | $444 | $1,263-64.8% | $13,212-96.6% | $1,588-72.0% |