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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,080 | $166,268-60.3% | $165,100-60.0% | $145,897-54.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 4.66% | 100.52%-95.9pp | 70.21%-65.6pp | 552.29%-547.6pp |
| Employer contribution / active EE | $2,543 | $5,284-51.9% | $4,348-41.5% | $4,663-45.5% |
| Participant deferral / active EE | $12,332 | $6,964+77.1% | $6,035+104.3% | $6,689+84.4% |
| Admin fee / account holder | $57,472 | $16,659+245.0% | $12,696+352.7% | $13,390+329.2% |