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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,908 | $167,362-54.0% | $143,799-46.5% | $134,532-42.8% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -18.36% | 0.47%-18.8pp | -0.04%-18.3pp | 418.27%-436.6pp |
| Employer contribution / active EE | $3,952 | $5,620-29.7% | $4,952-20.2% | $4,741-16.6% |
| Participant deferral / active EE | $5,320 | $6,447-17.5% | $5,638-5.6% | $6,401-16.9% |
| Admin fee / account holder | $205 | $18,094-98.9% | $14,677-98.6% | $11,429-98.2% |