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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,097 | $180,459-66.7% | $154,108-61.0% | $135,380-55.6% |
| Participation rate | 42.9% | 87.4%-44.6pp | 83.0%-40.2pp | 82.6%-39.8pp |
| Annual return | -13.71% | 888.21%-901.9pp | 735.21%-748.9pp | 519.81%-533.5pp |
| Employer contribution / active EE | $2,635 | $6,035-56.3% | $5,298-50.3% | $4,779-44.9% |
| Participant deferral / active EE | $3,728 | $5,806-35.8% | $5,081-26.6% | $5,609-33.5% |
| Admin fee / account holder | $0 | $16,145-100.0% | $13,411-100.0% | $10,828-100.0% |