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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,628 | $202,342-70.5% | $172,752-65.5% | $152,897-61.0% |
| Participation rate | 57.1% | 87.1%-29.9pp | 82.6%-25.5pp | 82.5%-25.3pp |
| Annual return | 26.04% | 1029.83%-1003.8pp | 802.97%-776.9pp | 345.43%-319.4pp |
| Employer contribution / active EE | $3,004 | $5,858-48.7% | $5,144-41.6% | $4,764-36.9% |
| Participant deferral / active EE | $4,019 | $5,948-32.4% | $5,198-22.7% | $5,851-31.3% |
| Admin fee / account holder | $10,800 | $17,111-36.9% | $13,955-22.6% | $11,599-6.9% |