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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,826 | $209,422-62.8% | $178,503-56.4% | $158,982-51.0% |
| Participation rate | 57.1% | 86.4%-29.2pp | 81.9%-24.8pp | 82.0%-24.8pp |
| Annual return | 12.48% | 188.81%-176.3pp | 151.12%-138.6pp | 302.99%-290.5pp |
| Employer contribution / active EE | $3,289 | $5,707-42.4% | $5,011-34.4% | $4,763-30.9% |
| Participant deferral / active EE | $4,395 | $5,955-26.2% | $5,202-15.5% | $5,983-26.5% |
| Admin fee / account holder | $6 | $17,079-100.0% | $13,987-100.0% | $11,252-99.9% |