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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,506 | $183,627-44.7% | $155,602-34.8% | $145,978-30.5% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 7.47% | 61.32%-53.8pp | 64.81%-57.3pp | 550.52%-543.0pp |
| Employer contribution / active EE | $3,601 | $5,316-32.3% | $4,675-23.0% | $4,662-22.8% |
| Participant deferral / active EE | $6,062 | $6,466-6.2% | $5,629+7.7% | $6,690-9.4% |
| Admin fee / account holder | $14,053 | $19,327-27.3% | $15,923-11.7% | $13,400+4.9% |