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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,916 | $56,287+10.0% | $80,977-23.5% | $62,881-1.5% |
| Participation rate | 71.9% | 68.9%+2.9pp | 75.8%-3.9pp | 69.3%+2.6pp |
| Annual return | 12.43% | 22.13%-9.7pp | 17.11%-4.7pp | 20.14%-7.7pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $9,061 | $4,196+116.0% | $5,696+59.1% | $3,203+182.9% |
| Admin fee / account holder | $8,121 | $3,742+117.0% | $5,517+47.2% | $4,296+89.0% |