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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,762 | $64,359+2.2% | $90,161-27.1% | $70,126-6.2% |
| Participation rate | 72.2% | 70.4%+1.8pp | 76.9%-4.7pp | 69.5%+2.7pp |
| Annual return | 16.86% | 28.13%-11.3pp | 34.89%-18.0pp | 73.15%-56.3pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $7,110 | $4,389+62.0% | $5,287+34.5% | $3,332+113.4% |
| Admin fee / account holder | $8,702 | $3,945+120.6% | $5,943+46.4% | $4,645+87.3% |