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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,087 | $85,024+93.0% | $70,544+132.6% | $139,466+17.7% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 15.32% | 30.39%-15.1pp | 32.79%-17.5pp | 373.66%-358.3pp |
| Employer contribution / active EE | $3,613 | $3,912-7.6% | $2,976+21.4% | $4,754-24.0% |
| Participant deferral / active EE | $11,633 | $5,891+97.5% | $4,568+154.6% | $6,712+73.3% |
| Admin fee / account holder | $5,342 | $8,928-40.2% | $6,427-16.9% | $11,409-53.2% |