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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,087 | $85,060+92.9% | $70,548+132.6% | $139,456+17.7% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.3%+31.7pp | 80.3%+19.7pp |
| Annual return | 15.32% | 30.38%-15.1pp | 32.78%-17.5pp | 373.45%-358.1pp |
| Employer contribution / active EE | $3,613 | $3,911-7.6% | $2,975+21.5% | $4,753-24.0% |
| Participant deferral / active EE | $11,633 | $5,890+97.5% | $4,567+154.7% | $6,711+73.3% |
| Admin fee / account holder | $5,342 | $8,925-40.1% | $6,424-16.8% | $11,407-53.2% |