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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,289 | $102,638+29.9% | $81,991+62.6% | $158,966-16.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 15.11% | 61.05%-45.9pp | 41.31%-26.2pp | 302.95%-287.8pp |
| Employer contribution / active EE | $3,004 | $3,241-7.3% | $2,498+20.2% | $4,762-36.9% |
| Participant deferral / active EE | $8,017 | $4,649+72.4% | $3,722+115.4% | $5,983+34.0% |
| Admin fee / account holder | $15,143 | $8,237+83.8% | $5,665+167.3% | $11,250+34.6% |