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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,476 | $96,508+41.4% | $75,901+79.8% | $152,897-10.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 25.64% | 33.99%-8.4pp | 30.76%-5.1pp | 345.43%-319.8pp |
| Employer contribution / active EE | $3,346 | $3,310+1.1% | $2,501+33.8% | $4,764-29.8% |
| Participant deferral / active EE | $9,219 | $4,554+102.5% | $3,603+155.9% | $5,851+57.6% |
| Admin fee / account holder | $1,690 | $8,081-79.1% | $5,420-68.8% | $11,599-85.4% |