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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,974 | $134,001-29.1% | $112,258-15.4% | $134,509-29.4% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -13.61% | 47.15%-60.8pp | 27.47%-41.1pp | 418.13%-431.7pp |
| Employer contribution / active EE | $1,232 | $4,039-69.5% | $3,636-66.1% | $4,741-74.0% |
| Participant deferral / active EE | $3,991 | $5,291-24.6% | $4,728-15.6% | $6,400-37.6% |
| Admin fee / account holder | $1,340 | $7,491-82.1% | $6,411-79.1% | $11,427-88.3% |