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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,373 | $115,810+22.9% | $101,271+40.6% | $158,966-10.4% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 12.23% | 56.15%-43.9pp | 46.48%-34.3pp | 302.95%-290.7pp |
| Employer contribution / active EE | $1,410 | $4,175-66.2% | $3,660-61.5% | $4,762-70.4% |
| Participant deferral / active EE | $4,288 | $4,958-13.5% | $4,371-1.9% | $5,983-28.3% |
| Admin fee / account holder | $582 | $7,248-92.0% | $5,948-90.2% | $11,250-94.8% |