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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,830 | $97,729-16.3% | $83,830-2.4% | $135,379-39.6% |
| Participation rate | 37.5% | 80.0%-42.5pp | 76.1%-38.6pp | 82.6%-45.1pp |
| Annual return | -4.09% | 1287.52%-1291.6pp | 850.97%-855.1pp | 519.79%-523.9pp |
| Employer contribution / active EE | $883 | $4,222-79.1% | $3,631-75.7% | $4,779-81.5% |
| Participant deferral / active EE | $1,484 | $4,683-68.3% | $4,082-63.6% | $5,609-73.5% |
| Admin fee / account holder | $25,803 | $6,674+286.6% | $5,479+371.0% | $10,828+138.3% |