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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,155 | $103,000-49.4% | $90,300-42.2% | $152,885-65.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 20.60% | 95.19%-74.6pp | 78.11%-57.5pp | 345.39%-324.8pp |
| Employer contribution / active EE | $4,766 | $3,138+51.9% | $2,854+67.0% | $4,763+0.1% |
| Participant deferral / active EE | $8,664 | $4,281+102.4% | $3,884+123.0% | $5,851+48.1% |
| Admin fee / account holder | $9,824 | $6,173+59.1% | $5,353+83.5% | $11,598-15.3% |