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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,199 | $99,031-62.4% | $86,597-57.0% | $147,585-74.8% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 21.36% | 1312.56%-1291.2pp | 964.96%-943.6pp | 578.57%-557.2pp |
| Employer contribution / active EE | $4,467 | $3,132+42.6% | $2,840+57.3% | $4,876-8.4% |
| Participant deferral / active EE | $5,935 | $3,972+49.4% | $3,609+64.5% | $5,439+9.1% |
| Admin fee / account holder | $723 | $5,711-87.3% | $4,906-85.3% | $10,885-93.4% |