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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,336 | $100,911-49.1% | $90,440-43.2% | $158,966-67.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 11.39% | 1726.62%-1715.2pp | 1294.38%-1283.0pp | 302.95%-291.6pp |
| Employer contribution / active EE | $5,345 | $3,690+44.9% | $3,263+63.8% | $4,762+12.2% |
| Participant deferral / active EE | $8,066 | $4,348+85.5% | $3,964+103.5% | $5,983+34.8% |
| Admin fee / account holder | $381 | $6,507-94.1% | $5,615-93.2% | $11,250-96.6% |