Filed November 24, 2025
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,225 | $104,336+1.8% | $159,495-33.4% | $86,828+22.3% |
| Participation rate | 91.5% | 77.7%+13.8pp | 82.8%+8.7pp | 72.3%+19.2pp |
| Annual return | 13.73% | 26.32%-12.6pp | 263.72%-250.0pp | 97.95%-84.2pp |
| Employer contribution / active EE | $6,090 | $3,451+76.5% | $4,831+26.1% | $2,406+153.1% |
| Participant deferral / active EE | $0 | $6,837-100.0% | $7,354-100.0% | $4,132-100.0% |
| Admin fee / account holder | $0 | $172-100.0% | $10,804-100.0% | $170-100.0% |