Filed November 24, 2025
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,137 | $88,122-15.9% | $141,200-47.5% | $67,584+9.7% |
| Participation rate | 98.1% | 76.5%+21.7pp | 82.5%+15.7pp | 71.3%+26.9pp |
| Annual return | 5.19% | 75.40%-70.2pp | 71.41%-66.2pp | 378.59%-373.4pp |
| Employer contribution / active EE | $8,095 | $3,224+151.0% | $4,736+70.9% | $2,148+276.9% |
| Participant deferral / active EE | $0 | $5,958-100.0% | $6,710-100.0% | $3,540-100.0% |
| Admin fee / account holder | $0 | $131-100.0% | $10,265-100.0% | $142-100.0% |