Filed November 24, 2025
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,230 | $95,438-5.5% | $135,998-33.7% | $74,478+21.1% |
| Participation rate | 97.5% | 78.2%+19.3pp | 81.9%+15.6pp | 70.7%+26.7pp |
| Annual return | 10.45% | 32.61%-22.2pp | 68.37%-57.9pp | 34.37%-23.9pp |
| Employer contribution / active EE | $4,900 | $3,878+26.4% | $4,860+0.8% | $2,637+85.8% |
| Participant deferral / active EE | $0 | $7,790-100.0% | $7,761-100.0% | $4,530-100.0% |
| Admin fee / account holder | $0 | $259-99.9% | $10,769-100.0% | $347-99.9% |