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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,876 | $81,358+288.3% | $155,556+103.1% | $80,959+290.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.98% | 33.39%-18.4pp | 64.84%-49.9pp | 35.67%-20.7pp |
| Employer contribution / active EE | $23,222 | $3,106+647.6% | $4,675+396.7% | $2,757+742.3% |
| Participant deferral / active EE | $9,840 | $3,455+184.8% | $5,631+74.8% | $4,300+128.8% |
| Admin fee / account holder | $32,612 | $7,994+308.0% | $15,885+105.3% | $6,925+370.9% |