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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,228 | $93,346-23.7% | $71,796-0.8% | $273,972-74.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 8.35% | 130.39%-122.0pp | 78.04%-69.7pp | 41.46%-33.1pp |
| Employer contribution / active EE | $6,762 | $2,733+147.4% | $1,924+251.4% | $4,869+38.9% |
| Participant deferral / active EE | $4,602 | $3,475+32.4% | $2,794+64.7% | $5,287-13.0% |
| Admin fee / account holder | $13,057 | $6,571+98.7% | $4,815+171.2% | $10,133+28.9% |