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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,543 | $112,933-4.8% | $90,970+18.2% | $158,982-32.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 12.32% | 215.82%-203.5pp | 134.60%-122.3pp | 302.99%-290.7pp |
| Employer contribution / active EE | $3,343 | $2,893+15.5% | $2,122+57.5% | $4,763-29.8% |
| Participant deferral / active EE | $3,117 | $4,128-24.5% | $3,373-7.6% | $5,983-47.9% |
| Admin fee / account holder | $3,528 | $8,047-56.2% | $5,961-40.8% | $11,252-68.6% |